Fraud is premeditated.

• A. Fraud is premeditated.
• B. Fraud is spontaneous.
• C. Fraud is not a crime.
• D. Fraud involves only cash.

Answer: (A)

Fraud is typically planned in advance, driven by deliberate intent to deceive and gain something of value. This planning aspect is what makes it a premeditated act rather than something spontaneous. In security and asset protection, recognizing that fraud often involves preparation and manipulation helps explain why it’s treated as a crime that requires detector eyes for pre-incident indicators, not just an impulsive misstep.

The other statements don’t fit as well. Fraud is not simply spontaneous; it’s usually a calculated scheme. Fraud is indeed a crime, so denying it as criminal would be incorrect. And fraud isn’t limited to cash—losses can involve services, information, or other assets through various schemes.